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virtual merchant

Invoice Factoring

If you have invoices for products and services you have already delivered and are just waiting to get paid, we buy those types of invoices. Factoring is an option if you sell to business customers, not consumers. And, the invoices must be good, …

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us small business administration

Angel Investors

What the heck is an Angel Investor? Angel investors are wealthy individuals who use their own money to invest in private companies. This is different than venture capitalists, …

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us small business administration

Venture Capitalists

Venture Capitalists (VCs) are professional investors who use pools of other people’s money to invest in private companies (Note: some VCs have a little of their own money in the pool). The Silicon Valley VCs still get a disproportionate share …

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Merchant Cash Advance

Merchant Cash Advance

If your business processes a lot of credit cards, you can sell your future credit card receipts for cash today. This process is called merchant cash advance. It’s also sometimes called credit card factoring or selling credit card receivables. …

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unsecured business loans

Asset-Based Loans

If you need capital for your business and have assets to pledge, that helps a lot. It gives us more flexibility – access to more programs and generally more aggressive loan rates and lower fees. That goes for whether you are borrowing money …

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startup unsecured business loans

Business Loans

Businesses need cash to launch and they need cash to grow. Unfortunately, it’s not always easy to get business capital from traditional banks. The process can be exhausting and often takes months. If you’re waiting on much-needed money to …

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startup merchant cash advance

SBA Loans

The U.S. Small Business Administration (SBA) was founded in 1953. The SBA is an independent agency of the federal government whose mission is to aid and protect the interests of small business. The SBA is not a direct lender. The SBA is a …

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